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Medicare Part D

What is Medicare Part D?

Medicare Part D is offered by private insurance companies and provides prescription drug coverage.

When do I need Medicare Part D?

  • Many Medicare Advantage Plans already include Part D prescription drug coverage.

  • Medicare Supplement (also called Medigap) plans do not include prescription drug benefits. Enrollment in a Part D plan with your Medicare Supplement will provide prescription drug coverage.

  • Original Medicare does not include prescription drug coverage. Enrollment in a Part D with your Original Medicare will provide prescription drug coverage.

How much is Medicare Part D?

There are typically two types of costs with Medicare Part D:

  • Plan premium

  • Prescription drug costs


Each plan has a list of drugs that they cover called a "formulary." Many plans divide medications into "tiers." Each tier typically costs a different amount.

A licensed agent can help you estimate your costs and find a plan that meets your needs. There are also savings programs and other options (such as preferred pharmacy networks) to help reduce your costs.

Please contact us at (970) 778-0903 (TTY: 711) to get started!

Ready to get started?

or call us at

(970) 778-0903 (TTY: 711)

Ready to get started?

or call us at

(970) 778-0903 (TTY: 711)

Call: (970) 778-0903 (TTY: 711)

Not affiliated with the U. S. government or federal Medicare program.

We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local State Health Insurance Program to get information on all of your options.

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